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History is a great teacher, offering insights and financial lessons on a wide range of subjects. By examining some of the most catastrophic financial disasters in history, we can learn valuable lessons to apply in our lives.

Labor Day, a nationally celebrated holiday in the United States, offers more than a day off from work or school. It’s a valuable opportunity to honor the contributions of the labor force while also teaching children about work, money, financial stability, and saving for retirement.

In the realm of retirement planning, one strategy is Roth IRA conversions, which can offer tax-free distributions in retirement. As with any financial strategy, it’s essential to understand how Roth IRA conversions work, their benefits and tax implications, and overall suitability before making any decisions.