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One of the primary concerns for retirees is having enough predictable retirement income to cover their living expenses once they are retired. Due to the unpredictability of market returns and interest rates, many are turning to annuities, contracts between an individual purchaser and an insurance company.

There’s often a misconception that life insurance only serves to provide for loved ones in the event of death. While a life insurance policy certainly does that, it also has the potential to integrate as part of an overall strategy. Life insurance can help manage risk and protect against the potential financial fallout from unexpected events. Here are five ways

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Financial literacy is understanding and effectively using various financial skills, including personal money management, budgeting, and investing. It is vital because it equips us to make informed financial decisions, helping us work toward long-term confidence. Here, we delve into the Five Pillars of Financial Literacy: Earning, Saving, Investing, Spending, and Borrowing.